Sunday, February 23, 2025 | 08:26 PM ISTहिंदी में पढें
Business Standard
Notification Icon
userprofile IconSearch

Don't let numbers fool you: Learn ways to evaluate financial instruments

The sales pitch may showcase the best data, but there could be mis-selling involved. Learn the right ways to evaluate financial instruments

Don't let numbers fool you: Learn ways to evaluate financial instruments
Premium

Tinesh Bhasin
In the complex world of finance, numbers can be deceiving. A good salesperson can sell a poor investment product as the best available in the market. He doesn’t even need to tell a lie. Staying within the norms the regulators have prescribed, he can mis-sell a product showing correct figures. After all, 7.5 per cent annualised returns over a decade also mean 100 per cent returns on the principal amount. A 12 per cent loan can turn out to be a 21.2 per cent one if a borrower doesn’t understand the difference between flat rate and reducing balance rate.

Investors

What you get on BS Premium?

  • Unlock 30+ premium stories daily hand-picked by our editors, across devices on browser and app.
  • Pick your 5 favourite companies, get a daily email with all news updates on them.
  • Full access to our intuitive epaper - clip, save, share articles from any device; newspaper archives from 2006.
  • Preferential invites to Business Standard events.
  • Curated newsletters on markets, personal finance, policy & politics, start-ups, technology, and more.
VIEW ALL FAQs

Need More Information - write to us at assist@bsmail.in