Page 2 - Latest Updates on Personal Loan
SBI sees minimal impact of tighter RBI's rules for personal loans
SBI's capital adequacy ratio stood at 14.28% as of September end
 "SBI sees minimal impact of tighter RBI's rules for personal loans")
New RBI norms to make personal loans costlier: Check rates of top lenders
A hike in risk weights may lead to higher interest rates and reduced access to credit for consumers as banks adjust lending practices to meet increased capital requirements
 "New RBI norms to make personal loans costlier: Check rates of top lenders")
RBI tightens norms on consumer loans, raises risk weight on credit exposure
Personal loan and Credit Cards loan may become costly
 "RBI tightens norms on consumer loans, raises risk weight on credit exposure")
Lenders prefer salaried individuals with steady income for personal loans
While more than 25% of salaried borrowers have an excellent credit score of 770 and above, only 14% of self-employed consumers have such strong credit score profiles
 "Lenders prefer salaried individuals with steady income for personal loans")
Table on personal loan rates and terms of various companies
If you need a personal loan anytime soon, consider the table by Paisabazaar.com for your needs.
 "Table on personal loan rates and terms of various companies")
Loan sanctions through NBFCs slip sharply to 5.7% in June quarter
Housing loans dip 26.6%; high interest plays spoilsport
 "Loan sanctions through NBFCs slip sharply to 5.7% in June quarter")
Equitas Small Finance Bank to venture into personal loans segment
Equitas Small Finance Bank was also investing in developing a mobile application to serve merchants and help improve their business operations
 "Equitas Small Finance Bank to venture into personal loans segment")
RBI issues norms for late fee payment of EMI for personal loan borrowers
The two decisions are expected to provide a relief to the borrowers amid rising interest rates and most of the retail loans being on floating rates now
 "RBI issues norms for late fee payment of EMI for personal loan borrowers")
Unable to get a loan? Build a proper credit history with secured card
First-time borrowers should start a fixed deposit and get a credit card against it
Goldman Sachs offloads $1 bn of personal loans from Marcus to Varde
Goldman last year stopped personal loans under the Marcus brand and decided to wind down the $4.5 billion loan portfolio
 "Goldman Sachs offloads $1 bn of personal loans from Marcus to Varde")
Carl Icahn gets breathing room from lenders after Hindenburg attack
A principal repayment of $500 million is now due on or before September 1, according to a filing
 "Carl Icahn gets breathing room from lenders after Hindenburg attack")
A snapshot of personal loan rates offered by various banks with details
Here is how the personal loan rates offered by various banks stack up
 "A snapshot of personal loan rates offered by various banks with details")
Google took action against 3,500 personal loan apps in 2022 in India
Globally, Google prevented 1.43 million policy-violating apps from being published on Google Play
 "Google took action against 3,500 personal loan apps in 2022 in India")
A snapshot of personal loan rates offered by various banks with details
Here is how the personal loan rates offered by various banks stack up
 "A snapshot of personal loan rates offered by various banks with details")
A snapshot of personal loan rates offered by various banks with details
Here is how the personal loan rates offered by various banks stack up
SBI personal banking loan book up Rs-5 trn mark, helped by digital push
Next Rs one trillion of non-home retail loans by Q3FY24
 "SBI personal banking loan book up Rs-5 trn mark, helped by digital push")
 "Top 5 Reasons Why You Should Let Personal Loans Handle Those Big Purchases")
 "What is the eligibility to get the 5 Lakh Personal Loan Online?")
Best Bad Credit Loans Guaranteed Approval With No Credit Check
The Best Personal Loans for Bad Credit in 2022
 "Best Bad Credit Loans Guaranteed Approval With No Credit Check")
A snapshot of personal loan rates offered by various banks with details
Here is how the personal loan rates offered by various banks stack up
