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WhatsApp Pay

About WhatsApp Pay

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What is WhatsApp Pay

WhatsApp Pay is an in-chat payment feature that allows users to make transactions via WhatsApp to their contact list. It is UPI-based payments service that allows you to both send and receive money. It was developed by the National Payments Corporation of India (NPCI).
 
When was WhatsApp Pay introduced?
 
WhatsApp Pay was launched in February 2018 in India as part of a trial run. Payments through WhatsApp were introduced to a million users under a partnership with ICICI Bank. On February 7, 2020, the messaging app received NPCI's approval to roll out its digital payment service in a phased manner. In the first phase, WhatsApp will offer payment services to 10 million users in the country.
 
How to enable WhatsApp Pay?
 
To use WhatsApp Pay, a user must initiate a payment to a contact. Once the request is received, the user can set up their UPI account on WhatsApp.
 
How to use WhatsApp Pay?
 
Users can send money directly through chat by tapping on the share file icon and selecting ‘payment’. The ‘payment’ section is available on the shortcut menu. Users can check their transaction history and account details in that section. The payment system works on the Unified Payments Interface (UPI) method, where fund transfers can be initiated without having to provide bank account numbers and IFSC codes of recipients.
 
WhatsApp Pay: Modes of transaction
 
WhatsApp Pay allows users to send money only to their contacts after which it enables UPI ID. WhatsApp Pay users could enter the UPI ID and send money. Through QR code, WhatsApp users can also send money to people who are not in their contact list.
 

Latest Updates on WhatsApp Pay

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Updated On: 29 Sep 2023 | 4:09 PM IST

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Updated On: 28 Jun 2023 | 1:52 PM IST

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Updated On: 15 Dec 2022 | 12:03 AM IST

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Updated On: 06 Dec 2022 | 7:00 AM IST

Mahatme played a role in helping WhatsApp to win regulatory approval to more than double the number of users of its payments service in India to 100 million

Updated On: 22 Sep 2022 | 11:16 PM IST

Mahatme's exit comes at a critical time for Whatsapp, which is seeking to ramp up its payments service in a highly competitive market

Updated On: 22 Sep 2022 | 4:58 PM IST

WhatsApp India on Tuesday said that over the next six months, it will make significant investments regarding digital payments on its platform across the country

Updated On: 30 Nov 2021 | 3:43 PM IST

The company had requested that there should be no cap on users of its payment service in India

Updated On: 27 Nov 2021 | 2:55 AM IST

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Updated On: 04 Oct 2021 | 6:04 AM IST

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Updated On: 17 Aug 2021 | 11:07 AM IST

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Updated On: 15 Feb 2021 | 8:31 AM IST

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Updated On: 08 Dec 2020 | 8:47 PM IST

WhatsApp Pay is UPI-based in-chat payment feature that allows users to make transactions via WhatsApp to their contact list

Updated On: 16 Nov 2020 | 2:46 PM IST

Govt is turning anti-consumer in digital payments

Updated On: 16 Nov 2020 | 12:04 AM IST

WhatsApp is working on the integration of its payment option with Jio Mart's e-commerce platform.

Updated On: 07 Nov 2020 | 6:05 AM IST

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Updated On: 08 Nov 2020 | 7:31 PM IST

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