Here're the credit expansion trajectory in five years of Modi govt

• 14.7% Credit to industry (large, medium, small firms) expansion. This reflects a tepid private capital expenditure for creating capacities
•  14.2% Fall in outstanding advances for medium-sized units. This segment has seen maximum amount of delinquencies (stressed assets)
•  7.8%  Rise small and micro enterprises saw in loans. They bore the brunt of slowdown, demonetisation, effects of transition to the GST
•  80.6% The credit to services sector expansion in five years
•  Bank support to NBFCs on onward lending was in double-digit for four years. It was strong in FY18 and FY19
•  119.3 % Growth of loans in the retail segment. Housing and credit cards showed strong growth in the 5-year period