The bank, which went public November last, had declared a 35 per cent dividend for the financial year ended March 31, 2003.
With a comfortable capital adequacy ratio of 12.50 per cent as against the regulatory requirement of nine per cent, it does not intend foraying into the capital market again to raise resources despite the fact that the one-year lock-in period (which prevents public sector banks from raising resources) will get over in a week
