Canara Bank has recorded a 22.75% decline in net profit at Rs 306.51 crore for the second quarter ended September 30, 2005 as against Rs 396.79 crore in the quarter ended September 30, 2004.According to a release issued by Canara Bank to the BSE today, total income increased 13.05% to Rs 2,494.11 crore in Q2FY06 from Rs 2,206.12 crore in Q2FY05.