Standalone health insurer Cigna TTK Health Insurance today launched a health insurance product 'ProHealth' with an add-on Critical Illness option. The company a joint venture between US based Cigna Corporation and Indian conglomerate TTK Group.
Sandeep Patel, CEO and Managing Director, CignaTTK Health Insurance Company Limited said that the product has four variants and multiple customization options to cater to all consumer segments.
ProHealth offers immediate benefit to the policy holder through Cigna TTK Health Maintenance Benefits that will cover the cost for diagnostic tests, drugs and doctor's fees prescribed by the physician for minor ailments. In addition, Cigna TTK facilitates a Healthy Reward Program that allows its customers to earn reward points on the premium paid and accrue additional points by opting for Cigna TTK's ProLife - an online wellness program.
This product offers world-wide emergency health cover to the policy holder. Through this facility, a customer is covered for health emergencies anywhere across the world.
The plan has a Smart Restoration feature that has been designed in a consumer friendly way that restores the entire sum insured, in case the balance is insufficient for the subsequent claims, within the same year.