ING Vysya Bank has posted a net profit of Rs 4.69 crore for the fourth quarter ended March 31, 2005 as compared to a net loss of Rs 23.26 crore in the corresponding quarter of 2004. Total income has increased from Rs 330.55 crore in Q4-04 to Rs 332.51 crore for the quarter ended March 31, 2005.According to a release issued by ING Vysya Bank to the BSE, the bank has posted a net loss of Rs 38.18 crore for the year ended March 31, 2005 as compared to a net profit of Rs 59 crore for the year ended March 31, 2004. Total income has decreased from Rs 1287.42 crore in FY-04 to Rs 1111.08 crore for the year ended March 31, 2005.