Indian Overseas Bank (IOB) today reported a decline in net profit for quarter ended June 30 to Rs 200.44 crore, as against Rs 301.78 crore in the year-ago period.For year ended March 31, the net profit stood at Rs 706.96 crore. The total income for the quarter stood at Rs 2,882.38 crore as against Rs 2,808.51 crore in the corresponding quarter last year.