Aiming to maintain it's growth level of 20%, Punjab National Bank (PNB) is eyeing to usher it's total business from Rs. 1,63,000 crore to above Rs. 1,90,000 crore by the end of this fiscal, Chairman and MD S C Gupta said."We will be maintaining 20% growth in our banking business by laying thrust on several sectors including retail, agriculture, SME and exports," Gupta said.The bank, which witnessed 27% growth in its net profit during last fiscal, has also set a target to improve its market share from 6.5% to 7.5% during next two years."We are aiming to enhance our market share to 7.5% in next two years," said Gupta.Concentrating its focus on the northern region, which generates 25% of total business, PNB will emphasise on disbursing more agricultural advances in Haryana and Punjab.For the better credit delivery, the bank will also offer more promotional opportunities to its staff to encourage them to perform better."The bank will encourage its staff for delivering their best through offering more chances for promotions," the CMD said.To improve the ambience of its branches, PNB will be renovating around 100-150 branches in this financial year. "Better ambience certainly improves the brand image of the bank," Gupta said.
