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RBI extends time for concessional interest rates

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Press Trust of India New Delhi
Last Updated : Jan 20 2013 | 10:54 PM IST

The Reserve Bank of India (RBI) has extended the period, during which exporters are allowed to enjoy concession on their overdue credit, to 180 days against current 90-day time.

"The prescribed interest rate as applicable to post-shipment rupee export credit may also be extended to overdue bills up to 180 days from the date of advance," the central bank said.

Exporters are extended rupee credit at an interest rate 2.5 per cent below benchmark prime lending rates. They are also allowed to enjoy this concession for 90 days beyond the time the credit becomes overdue.

With the RBI's decision, exporters can now continue to enjoy credit at lower interest rate for 180 days.

There is also facility for 180 days for normal rupee credit for post-shipment expenses.

"The recent provision of the RBI on the overdue bill is a logical extension of post-shipment credit in domestic currency for a period up to 180 days. It is a welcoming step," Federation of Indian Exports Organisation (FIEO) President Ganesh Gupta said.

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With several sectors such as carpets, tea and handicraft putting up a dismal show, the overall export growth in October this fiscal slipped to about 12 per cent.

Exports in October 2008-09 declined by 12.1 percent to 12.8 billion dollar from 14.58 billion dollar a year ago, causing job losses in the sector.

Commerce and Industry Minister Kamal Nath had said that the government would review the export target of $200 billion for the current fiscal as the global economic slowdown is impacting it.

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First Published: Dec 07 2008 | 3:17 PM IST

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