| Vishu Ramachandran, current head of consumer banking in India, has been promoted as chief financial officer - group consumer banking. |
| Shyam Srinivasan, head of credit cards and personal loans, has been elevated to head, consumer banking, Malaysia. |
| Murali M Natrajan, head of mortgages and auto loans, has been promoted as head of consumer banking, India and Nepal. |
| These positions will be the key drivers for the growth of Standard Chartered's consumer banking business in India and Asia. |
| An earlier elevation to the global level was that of Jaspal Bindra, chief executive officer, Standard Chartered Bank India, to head client relationships and wholesale banking of the group. |
| Under Ramachandran's leadership, consumer banking, India has built new businesses like mortgages, business financial services and bancassurance and has simultaneously doubled in geographic footprint. |
| Consumer banking India has more than doubled its trading profit between 2001 and 2004 and is currently the third largest consumer business in Standard Chartered. |
| Murali M Natrajan, who will succeed Ramachandran as head, consumer banking, India & Nepal, will oversee the strategic direction and growth of the five consumer banking value centres - secured loans, unsecured loans, wealth management, branch banking and Standard Chartered Finance. |
| These will include product development, sales and marketing, service delivery, building a strong brand and team to acquire critical competencies necessary for the business. |
| Natrajan has been a consumer banking professional with over 20 years of experience in India, Singapore, Hong Kong, Korea and Indonesia. |
| Shyam Srinivasan, currently general manager, unsecured business India, moves on as head, consumer banking, Malaysia. |
| Srinivasan joined Standard Chartered in early 2001 from Citibank in the Middle East to head the credit cards and personal loans business in India. |
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