- A personal loan can help you meet unexpected expenses and medical emergencies.
- Getting this loan from your existing bank is easier than from a new lender, during the coronavirus crisis.
- Lenders look at your credit score and existing borrowings to assess your repayment capacity.
- If you are an existing customer, you can apply for the loan on your bank’s mobile app or through your internet banking account.
- You are better off taking a personal loan than racking up credit card debt.
- The tenure of these loans can range from one-seven years.
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