Central Government moving towards Inclusive Development: Najma Heptulla The Central government is making progress towards achieving its goal of inclusive development.This was stated by Dr. Najma Heptulla, the Union Minister of Minority Affairs at the launch ceremony of the Prime Ministers MUDRA (Micro Units Development & Refinance Agency Ltd) Yojana, in Kolkata today. She said that the nation was already witnessing the fruits of affirmative action and positive initiative since the present government assumed office sixteen months ago. Dr. Heptulla expressed hope that MUDRA would drive development at the grassroots by providing capital to non-farm sector business ventures in our country. She said that the almost 5.77 crore small business units across India could expect to grow significantly with sufficient help and guidance from MUDRA. She hoped that an estimated 12 crore people, employed in these units, would benefit from the new scheme. Providing adequate financial assistance to the Small and Medium Enterprises (SMEs), which generate substantial employment in both rural and urban areas, is the best way to help our economy grow and prosper, Dr. Heptulla maintained, adding that the initiative could fuel further job creation in the unorganised sector. MUDRA can also contribute towards the development of socially & economically backward sections of our society as most of the small business units are owned by them. In furtherance of policy of inclusive development, the present government has taken various positive initiatives for the betterment of the country and the economy is beginning to experience the positive impact of all these initiatives launched in less than one and a half years since our government assumed office, she said. Quoting the Prime Minister, Dr. Heptulla stated that the objective of MUDRA, was to 'formalise the informal by funding the unfunded'. Combined with other welfare schemes of the government such as the highly successful Prime Ministers Jan Dhan Yojana, MUDRA can further promote and facilitate the cause of Financial Inclusion, she said. Dr. Heptulla stated that MUDRA was a milestone in the governments move towards its vision of sabka saath sabka vikas.