An agreement was signed here yesterday with Asian Development Bank (ADB) for a loan of $100 million to support the State of Kerala in its initiative to increase the employability of higher secondary and undergraduate students by way of providing opportunities to improve their English fluency and IT skills, and to learn market relevant, in-demand vocational skills outside regular school hours. Nearly 2,35,000 needy students in Kerala will be benefited under the program during 2014-2018.