With a view to make the crop insurance more farmers' friendly, government replaced National Agricultural Insurance Scheme (NAIS) by Modified National Agricultural Insurance Scheme (MNAIS) w.e.f Rabi 2013-14. However, on the representations from some State Governments, NAIS was allowed to such States for implementation during Rabi 2013-14. Again all State Governments/UT Administrations have been given the option to implement either NAIS or MNAIS for the year 2014-15. Further, improvement in existing Crop insurance coverage to compensate them reasonably well in case of adverse situations leading to loss in crops.