The Sensex is down 86 points at 12,939.HDFC Bank has dropped Rs 14 to Rs 1,010. ICICI Bank is down Rs 7 at Rs 778. SBI is up Rs 3 at Rs 1,098.Infosys has dropped Rs 30 to Rs 2,094. Reliance has declined Rs 11 to Rs 1,222.Reliance Communications has slipped 4% to Rs 378. Bajaj, Tata Motors and BHEL are trading with losses.HDFC is up Rs 34 at Rs 1,486.