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Kotak Mahindra Bank gains after strong Q2 results

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Capital Market
Last Updated : Oct 26 2016 | 12:01 AM IST

Kotak Mahindra Bank rose 0.13% to Rs 788.45 at 14:01 IST on BSE after the bank announced strong Q2 September 2016 results during trading hours today, 25 October 2016.

Meanwhile, the BSE Sensex was down 109.71 points, or 0.39%, to 28,069.37.

On BSE, so far 72,000 shares were traded in the counter, compared with average daily volume of 1.57 lakh shares in the past one quarter. The stock hit a high of Rs 793.65 and a low of Rs 781 so far during the day. The stock hit a record high of Rs 825.60 on 9 September 2016. The stock hit a 52-week low of Rs 586.50 on 29 February 2016. The stock had outperformed the market over the past 30 days till 24 October 2016, falling 0.96% compared with 1.71% decline in the Sensex. The scrip had also outperformed the market in past one quarter, rising 5.06% as against Sensex's 0.72% rise.

The large-cap private sector bank has equity capital of Rs 918.65 crore. Face value per share is Rs 5.

Kotak Mahindra Bank's net profit rose 42.81% to Rs 813.29 crore on 13.46% increase in total income to Rs 5243.58 crore in Q2 September 2016 over Q2 September 2015.

The bank's gross non-performing assets (NPAs) stood at Rs 3180.66 crore as on 30 September 2016 as against Rs 3058.81 crore as on 30 June 2016 and Rs 2655.38 crore as on 30 September 2015.

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The ratio of gross NPAs to gross advances stood at 2.49% as on 30 September 2016 as against 2.50% as on 30 June 2016 and 2.35% as on 30 September 2015.

The ratio of net NPAs to net advances stood at 1.20% as on 30 September 2016 as against 1.21% as on 30 June 2016 and 1.05% as on 30 September 2015.

The bank's provisions and contingencies (excluding tax provisions) rose 12.11% to Rs 197.76 crore in Q2 September 2016 over Q2 September 2015.

Net Interest Income (NII) rose 19% to 1995 crore in Q2 September 2016 over Q2 September 2015. Net Interest Margin (NIM) was reported at 4.47% in Q2 September 2016, up from 4.30% Q2 September 2015. Advances rose 13% to Rs 126015 crore as on 30 September 2016 compared with Rs 111662 crore as on 30 September 2015

Average Savings deposits grew by 35% to 30,678 crore in Q2 September 2016 over Q2 September 2015. Average Current Account deposits grew by 28% to 19,273 crorein Q2 September 2016 over Q2 September 2015. CASA (current and savings account) as on 30 September 2016 stood at 39%. TD Sweep deposits as on 30 September 2016 were 6.4% of the total deposits.

As on 30 September 2016, Kotak Mahindra Bank had a national footprint of 1,336 branches spread across 702 locations and 2,044 ATMs.

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First Published: Oct 25 2016 | 1:55 PM IST

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