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SKS Microfinance jumps on turnaround in Q1

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Capital Market
Last Updated : Jul 26 2013 | 10:30 AM IST

SKS Microfinance jumped 7.29% to Rs 106.70 at 9:58 IST on BSE after the company reported net profit of Rs 4.97 crore in Q1 June 2013, as against net loss of Rs 38.84 crore in Q1 June 2012.

The Q1 result was announced after market hours on Thursday, 25 July 2013.

Meanwhile, the S&P BSE Sensex was up 36.49 points or 0.18% at 19,841.25.

On BSE, 2.64 lakh shares were traded in the counter as against average daily volume of 1.67 lakh shares in the past one quarter.

The stock hit a high of Rs 107.90 and a low of Rs 104.40 so far during the day. The stock had hit a 52-week high of Rs 198.90 on 13 December 2012. The stock had hit a 52-week low of Rs 80.50 on 26 July 2012.

The stock had underperformed the market over the past one month till 25 July 2013, rising 1.17% compared with the Sensex's 6.31% surge. The scrip had also underperformed the market in past one quarter, declining 23.03% as against Sensex's 2.05% rise.

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The small-cap company has equity capital of Rs 108.21 crore. Face value per share is Rs 10.

SKS Microfinance's total income rose 54.3% to Rs 122.61 crore in Q1 June 2013 over Q1 June 2012. The company reported an operating profit of Rs 16 crore in Q1 June 2013, as against a loss of Rs 39 crore a year ago.

Commenting on the company's Q1 results, Mr. S. Dilli Raj, CEO, SKS Microfinance said, "Our third consecutive quarter of profit in Q1 FY 2014 is a result of our team's tireless implementation in the last few quarters of the four-pronged turnaround strategy of fully providing for the AP exposure, managing the supply-side shock, cost structure optimization and recapitalization. With the overall improvement in the regulatory environment aiding our robust growth in credit assets and core income, we are gearing up for sustained growth and profits. Operating leverage and financial leverage will aid profitability. The continued collection efficiency of 99.9% in Q1 FY 2014 reinforces the operating model validity".

SKS Microfinance's net worth stood at Rs 395 crore and capital adequacy at 30.2% as of 30 June 2013. Capital adequacy without RBI dispensation on AP provisioning is 21.6%. The company's cash and bank balance stood at Rs 310 crore.

SKS Microfinance's provision and write-offs rose 10% to Rs 11 crore in Q1 June 2013 over Q1 June 2012. The entire provisioning in Q1 June 2013 relates fully to Standard Asset Provisioning. The company has chosen to adopt the RBI's new Standard Asset Provisioning norms with effect from 1 April 2013 itself, SKS said.

SKS said there has been no tax provision for this quarter too, given the carried forward losses.

SKS Microfinance is a non-banking finance company (NBFC), registered and regulated by the Reserve Bank of India, whose mission is to provide financial services to low-income households.

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First Published: Jul 26 2013 | 9:58 AM IST

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