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<b>Abheek Barua &amp; Bidisha Ganguly:</b> Waiting for the Fed rate hike

Market signals point to an indefinite postponement but data from the US economy suggest the Fed will have to balance local trends and global factors

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Abheek BaruaBidisha Ganguly
Last Updated : Oct 26 2014 | 11:18 PM IST
Financial markets seem increasingly convinced that the signs of even a weak global recovery are slowly fading. They also seem to slowly realise that the US itself cannot pull off a significant recovery in the middle of a global glut. On October 15, the benchmark Standard and Poor's equity index crashed and year-to-date returns turned negative. The 10-year US bond yield has moved down a good one percentage point since January as inflation expectations have plummeted. All this comes in the wake of a sharp fall in global commodity prices and nothing captures this better than the 25-per cent fall in the Brent crude price since July. The Fed fund futures market has pushed its predicted date for a policy rate hike from the second quarter of 2015 to the end of 2015 and there are some voices (albeit weak) within the US Fed, which are now seeking a continuation of the quantitative easing programme that is expected to terminate in October.

All this seems to suggest that the Fed will put off a rate hike for an indefinite period and wait for the global economy to repair before it tightens its monetary policy. However, things are, as always, not that simple. The data flow in the US economy suggests that it is actually recovering quite well and the Fed's decision will have to strike a fine balance between local trends and global factors. It will also have to gauge how much of the weakness in asset prices is indeed in anticipation of a tighter monetary regime in the US and how much of it reflects weak fundamentals.

Thus, it might be useful at this stage to quickly take stock of the US economy. There has been enough discussion on the growing traction in the US labour markets and the improving quality of employment (less part-time workers; higher earnings for newly employed workers) and we will not dwell much on it. Although recent retail spending figures have been a tad weak, consumption is strong, abetted by a healthy job market. Falling gasoline prices will give discretionary income and spending further boost. The consensus forecast for gross domestic product growth in the third quarter is being scaled down a little by forecasters from the earlier 3.5 per cent, but it is likely to be in the three-per cent ballpark. Those who look into the minutiae of inflation figures point out that both rents and medical costs (that were suppressed due to a set of one-off factors) will move up, pulling core inflation above the American central bank's two-per cent target. US exports have been strong and yet the non-petroleum current account deficit has widened. This again suggests that domestic economic activity is strong.

Two things need to be borne in mind. The Fed might actually be relieved that the dollar has gained against the euro. Europe is a major trading partner and was being weighed by a strong currency apart from its more structural woes (that are unlikely to go away in a hurry). A correction in the euro zone's exchange rate was thus warranted. Second, given its mandate of balancing domestic growth and inflation, it is resolutely focussed on domestic factors and has thus been somewhat insensitive to the collateral damage of its actions, much to the chagrin of other central bankers like Raghuram Rajan. Thus, if the US recovery continues and price pressures tend to build up, the Fed will move and I will argue that it is premature to take a mid-2015 US rate hike off the table. Instead of seeming to send a contradictory signal to the markets, the US central bank should continue to sensitise them to this possibility.

The implications for India and indeed other emerging markets are predictable. Despite the global financial markets' dismal showing in October, they cannot take a prolonged pause in the US Fed's rate decision for granted. The best defence is to get our domestic act together. That, mercifully, the government seems to be doing.
Abheek Barua is with ICRIER. Bidisha Ganguly is Principal Economist, CII

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Disclaimer: These are personal views of the writer. They do not necessarily reflect the opinion of www.business-standard.com or the Business Standard newspaper

First Published: Oct 26 2014 | 10:48 PM IST

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