Every Monday, Business Standard analyses one family’s finances and suggests a suitable way forward
Sangeeta Sharma
Name: Sangeeta (39), Sakshi (11), Rishabh (6)
Family profile
Sangeeta resides with her 2 children in their self-owned flat in Thane. Just a year back, her husband died due to cancer. Being the sole earning member, Sangeeta juggles between her job as a teacher in a private school and giving private tuitions at home in the evening to supplement her income. She dreams of providing the best education to her children but is very concerned whether she will be able to save enough for their requirements and her retirement.