Baharti Kalita had sought help from a stranger at the counter last night when the ATM did not respond properly when she tried to withdraw money.
The woman told the man her secret pin and he helped her to withdraw some money. However, he handed her a fake card in the pretext of returning hers.
When she went to the ATM this morning she found that the machine could not read her card and contacted her bank.
It was found that Rs 1.54 lakh was withdrawn from her account by the swindler who withdrew the money from four ATMs, the police said.
An FIR was filed by her in the Jorhat police station against the unidentified swindler.