"The ATM recalibration work is completed to the extent of 75 per cent (in the State)," the survey said.
The survey also lauded the banks for their "efficient handling" of the situation during the note ban period.
"The post-demonetisation situation was handled by all the banks in Goa very efficiently, though the supply of currency was not adequate," it said.
The report also hailed the Goa government's decision to go cashless, for which the banks have already begun the groundwork.
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"Vendors carrying out financial transactions will be brought under the e-payment mode. The state government has also initiated a consumer education drive in collaboration with all the banks in Goa," it said.
"The state government has already asked all departments to identify cash collection points within the government so that cash transaction can be prepared for e-payments," the report said.
"The state government has suggested focused approach on opening bank accounts of unorganised labourers and unbanked rural population, government departments to provide list through labour commissioners to the banks to ensure that salaries or wages are paid through bank accounts only," the report added.
In another move towards cashless banking, the government has adopted the strategy to encourage extensive use of point of sale machines, e-wallets and besides other, it said.