ICICI Lombard, Go Digit General Insurance and Flipkart on Friday said they have joined hands to will offer health policies related to Covid-19.
The covers include easy claim, hospitalisation cover, room or intensive care unit (ICU) rent, ambulance assistance and teleconsultation. Besides, there will be digital claim process as well as no requirement of medical tests at the time of purchasing a policy.
The two health insurance policies will enable health cover for consumers combating the global pandemic, the companies said in a joint statement.
Industry estimates suggest that about 56 per cent of the Indian population is not covered under any health insurance policy. Understanding this need of the hour, Flipkart's partnership with ICICI Lombard and Go Digit General Insurance offers users health insurance policies that give a range of benefits, it said.
The Covid-19 Protection Cover' by ICICI Lombard provides an instant Rs 25,000 benefit plan paid to the customer on positive diagnosis of the disease.
It is priced at an annual premium of Rs 159. The policy also provides health assistance benefit, virtual and teleconsultation benefit besides ambulance assistance.
"To ensure peace of mind, it allows Flipkart's customers to submit digital copies of the claim document to the insurer for processing, in lieu of hard copies, it added.
The Digit Illness Group Insurance' offered by Go Digit allows consumers to avail a hospitalisation cover up to a sum assured of Rs1 lakh with an annual premium of Rs 511."
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