In the Consultative Committee of Parliament for the Ministry of Health and Family Welfare, Mufti said health sector was affected the most in recent floods and the mountainous region of the state needed fully-equipped ambulances.
Health Minister Harsh Vardhan chaired the first meeting of the committee since the BJP government came to power.
The militancy-hit state also required trauma centres due to large scale violence and cases of road accidents, she said.
Mufti, whose party is in opposition in the state, also drew Vardhan's attention to the non-functioning status of super-specialty hospitals in the state, saying only buildings exist and no patient care is available there.
The premium of the scheme, she said, should depend of the financial status of the people.