Naqvi also hit out at Rahul Gandhi for criticising Modi and RBI, saying the Congress vice president should take note of "lessons" people are teaching his party by defeating it in municipal polls held after invalidation of Rs 500 and Rs 1000 currency notes.
"We agree initially there were some lacuna (in implementation of demonetisation) which are being addressed with support from people. We feel there is inconvenience, but no pain.
The Minister of State for Minority Affairs (Independent Charge) made the remarks on the sidelines of second leg of 'Cashless Chaupal' organised here by his Ministry in its bid to connect minorities to cashless economic system.
Deriding Gandhi for stating that RBI has been changing rules post demonetisation "like the PM changes his clothes," Naqvi said the "brand new leader of the grand old party" is writing last chapter of "Congress-free India dream" by making such comments.
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"Now in Chandigarh, people taught a lesson that they should not oppose the anti-black money fight. Earlier, they gave a message through municipal council polls. They will receive more such messages," the Minister added.
Naqvi reiterated that "given those below poverty line" mainly include minorities, digital transactions "which eliminate role of middlemen minting money" will prove beneficial for the weaker sections.
"For instance, we started distributing scholarships to minority students through direct benefit transfer (DBT). The result is: we could eliminate middlemen and plug 50 per cent leakage. Three crore students were benefited thus," he added.
Besides Naqvi, BJP national spokesperson Sudhanshu Trivedi, the party's Delhi unit chief Manoj Tiwari and several Muslim community representatives were present at the chaupal.
A presentation was also made by NITI Aayog representatives during the event on modes of cashless transactions.