"There is no risk of systemic failure. There are certain aberrations which we have discovered in the audit report. These would be addressed both in terms of systemic factors as well as individual cases," Takru told reporters outside the Mint Road office of the RBI.
"Whatever responsibilities would have to be fixed will be fixed and whatever rectifications have to be done would be done," he added.
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The banking secretary said that he has received RBI's interim audit report on the allegations levelled in the sting operation by news portal Cobrapost.
However, Takru said he was not at the RBI to recommend specific actions in the regard.
"An audit report has come and now the banks would probably be asked for their versions...We don't need to recommend anything; we discussed the issue and everybody will do whatever one is supposed to do after that. The RBI would be doing what they are required to do," he said.
The country's three largest private banks -- ICICI bank, HDFC Bank and Axis Bank -- were last month named by Cobrapost for indulging in money laundering.