The skeleton was found on the bed by the daughter, who with her mother returned to the house which had been lying locked for all these years after her father, Tarit Chatterjee, went missing, police source said.
Chatterjee was said to have been with Indian Navy about 25 years ago, but lost his job. He then started a business which ran into huge losses, after which his wife along with their daughter left for her parents' house at Ramnagar where they remained all these years, the sources said.
After finding the skeleton the police were informed who took it away for forensic tests.
Chatterjee was last seen in the area by his neighbours in 2003, the sources added.