While a set of experts termed the announcement of the new health protection scheme a "gamechanger", others opined the step will make healthcare accessible to the poorest, provided it reaches them. The latter also said the experience with previous insurance schemes points out that they "tend to end as damp squibs".
The Centre today announced the world's largest government-funded healthcare programme aimed at benefiting 10 crore poor families by providing a coverage of upto Rs 5 lakh per family per year for secondary and tertiary care hospitalisation.
"A mere 11.5 per cent increase in budgetary allocations for health from Rs 47,353 crore from previous year to Rs 52,800 crores is disappointing and discouraging especially with the announcement of schemes that require large sums of money," said Poonam Muttreja, Executive Director, Population Foundation of India (PFI).
She said the budgetary allocations are clearly "mismatched" with the stated policies goals despite the political commitment to increase investments in health (National Health Policy 2017), family planning, and achieve better health outcomes (SDG Goals).
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The allocation for family welfare schemes under central sector schemes, which is meant for procurement and distribution of contraceptives, has increased only marginally by 2 per cent (Rs 770 crore) over the budget (Rs 755 crore) current financial year.
"This will be insufficient not only to meet the future demand but will also fall short of the current demand for contraceptives and for improving the much-needed quality of services," Muttreja said.
Others like Prathap Reddy, Chairman, Apollo Hospitals, said that such (new scheme) ambitious out-of-the-box thinking was a burning "need of the hour".
"My heartiest congratulations to this government for investing in creating a 'swasth bharat' by launching the 'Ayushman Bharat' programme. Such ambitious out-of-the-box thinking was a burning need of the hour and the government has not disappointed.
"The initiative to cover 10 crore families with Rs 5 lakh per family per year with insurance cover for secondary and tertiary healthcare will be a gamechanger," Reddy said.
"The experience with previous insurance schemes tells us that most such measures tend to end as damp squibs in the absence of effective implementation and monitoring," she said.
Narain pointed out that putting in place such schemes are essentially curative steps. "What India desperately needs today is preventive action as well."
"The country is witnessing a massive surge in incidence of non-communicable diseases, largely triggered by a whole range of environmental factors from air pollution and toxins in the environment to junk food.
Rajit Mehta, MD and CEO, Max Healthcare, while referring to the new scheme said it will go a long way in ensuring Universal Health Coverage for Indian citizens.
"Also, the proposal to set up over 1.5 lakh Wellness and Health Centres under the ambitious Ayushman Bharat Scheme, will ensure greater access to quality healthcare to the people of the country.
"It is heartening to note that the budget proposes a significant increase in the healthcare outlay this FY. We look forward to partnering the government in supporting these initiatives," Mehta said.
The scheme will act as providing a comprehensive universal national health scheme to the people from the fragmented state schemes which run at its own pace and are not regulated, the downsize is that there is very little investment in this, she said.
She also pointed out that the definition of poor and vulnarable families is also very "vague" and the health ministry has to define who are eligible to get benefited by this scheme.
Dilip Jose, M D and CEO, Manipal Hospitals, said the proposed national health protection scheme is an important step towards making healthcare accessible for a large section of the population and is a very welcome initiative.
"Also, the proposals aimed at growing the rural economy and income levels, when implemented, would in turn enhance the affordability of quality healthcare services," Jose said.