The 2016 presidential campaign has brought voters to a crossroads on health care yet again. The US uninsured rate stands at a historically low 8.6 per cent, mainly because of President Barack Obama's health care law, which expanded government and private coverage. Yet it's uncertain if the nation's newest social program will survive the election.
Republican candidate Trump would repeal "Obamacare" and replace it with a new tax deduction, insurance market changes, and a Medicaid overhaul.
The two approaches would have starkly different results, according to the Commonwealth Fund study released today.
The analysis was carried out by the RAND Corporation, a global research organization that uses computer simulation to test the potential effects of health care proposals.
More From This Section
Although the New York-based Commonwealth Fund is nonpartisan, it generally supports the goals of increased coverage and access to health care.
Economist Sara Collins, who heads the Commonwealth Fund's work on coverage and access, said RAND basically found that Trump's replacement plan isn't robust enough to make up for the insurance losses from repealing the Affordable Care Act. "Certainly it doesn't fully offset the effects of repeal," Collins said.
When uninsured people wind up in the hospital, the cost of their treatment gets shifted to others, including state and federal taxpayers. Trump has said he doesn't want people "dying on the street."
The study panned one of Trump's main ideas: allowing insurers to sell private policies across state lines. Collins said insurers would cherry-pick the healthiest customers and steer them to skimpy plans. Other experts don't see it as bleakly, believing that interstate policies could attract customers through lower premiums.