The coronavirus pandemic took Brittany Brook's job on March 16, two days after it took her husband Matthew Whitfield's, leaving the New York couple scrambling as end-of-the-month bills come due.
On April 1, Brook, an artist who until recently taught music at a preschool school, and Whitfield, a now-former waiter and actor, have to pay the rent and other bills, as do millions of Americans of all social classes who have seen their lives turned upside down by the crisis.
The decisions they make on which bills to pay will provide a clearer picture of the economic damage done by COVID-19 in a country lacking a universal social safety net and where many workers have little savings to fall back on.
"We have, for the first time in our marriage, declined to pay our credit card balances, but only paid the minimum ... and called to ask for interest forgiveness," 31-year-old Brittany told AFP.
The couple also applied for deferred and reduced payments for their student loans.
"We plan to pay our power bill and anything necessary that we can afford, but we will not be paying rent, as that would deplete our savings and emergency funds within just a few months," says Brittany, who lives with Matthew, 33, in a one-bedroom apartment in New York which they rent for $1,690 a month.
According to Amherst, a real estate analytics and investment firm, 26 percent of US renters could need temporary help to pay their monthly housing bill, which would total about $12 billion per-month.
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The federal government's unprecedented $2.2 trillion aid package will help ease the economic pain, but the $1,200 checks promised to every American -- and $500 for each child -- will not arrive until the second half of April.
In the meantime, a record 3.3 million Americans filed for unemployment during the week ended March 21, as thousands of small and large businesses were forced to close their doors.
Tammy Devitoe was laid off March 12 from her restaurant in Albany, New York, and the $250 to $300 of weekly unemployment benefits she expects to receive will not be nearly enough to pay for her telephone, electricity, cable, rent and car loan.
She swallowed her pride and asked for donations through GoFundMe, the online fundraising platform, where she had managed to raise $2,240 by the morning of March 31.
"I'm not used to begging," the divorced 39-year-old mother told AFP.
"I have negative $350 in my account -- yes negative $350. I never had a plan B. I couldn't afford one," she said.
"I'm just going to pray and keep begging."