The "Beverly Hills, 90210" star, 42, racked up debts of almost USD 38,000 on her card, but she has allegedly failed to make any payments since last summer, reported TMZ.
According to lawsuit, Spelling attempted to pay USD 1,070 towards her balance on June 26, but the funds did not go through, and now American Express officials are suing for immediate full repayment, including interest.
The mother-of-four, daughter of late TV producer and multi-millionaire Aaron Spelling, has yet to respond to the report.