 "Case study")
Neeraj is a manager (sales) in a real estate company. His wife, Ishita, is a homemaker. Their son, Paras, is studying in the seventh standard. Neeraj has some decent savings, as he has been investing prudently for some years. His first priority is to pay-off his home loan and create an educational corpus for his son's higher studies. Planning for retirement is his last priority.
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