Himali Patel

Hybrid funds provide a structured way to handle market fluctuations

Fire insurance, also called as fire and allied perils policy (and often part of a home insurance policy), covers a range of risks

Quality indices, such as the Nifty 500 Quality 50 Index, are built by filtering stocks from the parent index based on their quality score

Novice investors must understand that volatility is an inherent part of equity markets and learn to navigate through such phases

Health insurance claims are often denied due to exclusions in policy terms. Buyers frequently overlook the fine print or misinterpret clauses

Long-term investors should only invest in an IPO when the company's fundamentals are strong and valuations reasonable

The equity market showed remarkable strength, with the Sensex delivering 8.7 per cent year-to-date, while the mid-cap and small-cap indices returned 26.7 per cent and 30.6 per cent, respectively

Take limited exposure to longer-duration debt funds; match horizon with fund's portfolio duration

Lock-in returns for long-term with these plans from insurers

Travellers are also increasingly opting for add-ons covering refunds, adventure sports, and cyber fraud

The circular is expected to provide retail investors access to registered and approved algos, ensuring their interests are protected

While mid- and smallcap funds have outperformed, experts recommend maintaining a substantial allocation to largecap funds

Potential homebuyers must ensure they don't overstretch themselves financially

Unlisted securities, issued by smaller companies, often promise high interest rates of 15-18 per cent to attract investors

Quant funds adopt a systematic, rules-based approach to stock selection and portfolio management. They don't rely on fund managers to make investment decisions

To combat rising health insurance expenses, an adequate sum insured is essential

Business cycle funds aim to optimise returns by aligning their portfolios with different phases of the economic cycle

Making a start now will give you time to choose instruments prudently and avoid mis-selling

The primary cause of the rupee's fall against the US dollar is the latter's broad-based strengthening against major global currencies

Echoing her views, Debasish Panda, chairman of the Insurance Regulatory and Development Authority of India (IRDAI), also underscored growing concerns regarding banks mis-selling insurance products