Sanjay Kumar

While premiums may rise over time, a good bonus-linked policy lowers the per lakh cost of sum insured

Funds that curbed their losses may not necessarily lead the rebound

Lack of regularity clarity in India and high volatility mean investors should take only limited exposure

A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism

Deductions related to salary, including standard deduction and leave encashment, are now grouped under a single clause

Many cooperative banks fall prey to political interference, unreliable accounting practices, loan evergreening, and frauds

In this book, Ms Mehra strongly advocates global diversification to counter single-market, single-currency risk

Builder-buyer agreements tended to be one-sided. "Delivery schedules frequently stated 36-42 months but were vague about when this period began

Those significantly overweight on these categories must book profits to rein in exposure. A lot depends on your horizon and risk appetite

The Indian economy requires rate cuts and a supportive monetary policy to sustain growth, which is slowing

The exact gain for each home loan borrower will depend on their current principal outstanding and interest rate

Those who find premiums unaffordable should go for a plan with deductibles

Only those with additional tax to pay can file an updated return

Annual limit of Rs 2.4 lakh for TDS on rent increased to Rs 6 lakh

The ideal time to invest in sector funds is during a downturn so that investors can capitalise on a turnaround in 1.5-2 years

Rely on multiple metrics to derive a holistic picture of performance. Also, compare a fund's performance with its category peers or the appropriate benchmark

Buyers with a limited budget should explore upcoming locations

Once a wrongful claim is detected, penalties follow

Escalate complaint to bank grievance officer, ombudsman, and finally consumer court

Stocks in areas such as defence, capital goods, railways, and PSU banks had rallied significantly