Sanjay Kumar

Deductions related to salary, including standard deduction and leave encashment, are now grouped under a single clause

Many cooperative banks fall prey to political interference, unreliable accounting practices, loan evergreening, and frauds

In this book, Ms Mehra strongly advocates global diversification to counter single-market, single-currency risk

Builder-buyer agreements tended to be one-sided. "Delivery schedules frequently stated 36-42 months but were vague about when this period began

Those significantly overweight on these categories must book profits to rein in exposure. A lot depends on your horizon and risk appetite

The Indian economy requires rate cuts and a supportive monetary policy to sustain growth, which is slowing

The exact gain for each home loan borrower will depend on their current principal outstanding and interest rate

Those who find premiums unaffordable should go for a plan with deductibles

Only those with additional tax to pay can file an updated return

Annual limit of Rs 2.4 lakh for TDS on rent increased to Rs 6 lakh

The ideal time to invest in sector funds is during a downturn so that investors can capitalise on a turnaround in 1.5-2 years

Rely on multiple metrics to derive a holistic picture of performance. Also, compare a fund's performance with its category peers or the appropriate benchmark

Buyers with a limited budget should explore upcoming locations

Once a wrongful claim is detected, penalties follow

Escalate complaint to bank grievance officer, ombudsman, and finally consumer court

Stocks in areas such as defence, capital goods, railways, and PSU banks had rallied significantly

Cancer-specific policies, which only cover cancer, are available as indemnity-based or fixed-benefit plans

With growing awareness, demand for passive funds has also risen, prompting fund houses to launch more products

Borrowers with multiple loans-such as credit card, personal, and home loan-can pool them into one large loan with a lower interest rate

A market cap-based index selects and assigns weights to stocks based on market cap, favouring larger companies