Subrata Panda

He will oversee consumer banking, marketing and data analytics at the bank

Studying the implications, and will take deeper look at the company's financials, bankers said

Sebi issues show-cause notice to Bank of America over alleged insider trading lapses linked to Aditya Birla Sun Life's 2024 stake sale

RBI has flagged high expense structure, particularly acquisition costs of insurance companies, in its recent report

IIFL group firm plans to scale up wealth management, private credit businesses

For banks with assets exceeding Rs 10 trillion, the ceiling for the materiality threshold has been set at Rs 25 crore

Elevated yields may push some companies to loan market

After margin pressure and muted credit in 2025, banks enter 2026 with hopes of credit revival, stable asset quality and more investments, though funding and deposits remain key risks

HDFC Bank's C/D ratio surges to 99.5%

"The board was also briefed on the major findings of the RBI's recently conducted Survey on Digital Payments," the central bank said

After several quarters, the bank reported loan growth higher than deposit growth. The bank mobilised ₹57,700 crore of deposits during the quarter while credit disbursed expanded by ₹75,300 crore

With small savings rates unchanged for the eighth straight quarter despite RBI cuts, banks face limited room to lower deposit rates amid slowing deposit growth and margin pressure

States and Union territories plan to borrow up to Rs 4.99 trillion through state development loans in the fourth quarter, with heavy supply expected to keep bond yields under pressure

After a year of margin pressure and muted growth, banks head into 2026 expecting NIM stabilisation, benign asset quality and a gradual revival in credit, aided by rate cuts and foreign inflows

India's UPI processed a record 21.63 billion transactions worth ₹27.97 trillion in December, helping the platform close 2025 with its strongest-ever annual volumes and values

RBI stress tests suggest some banks may need to draw on capital conservation buffers under adverse macro conditions, though minimum capital norms are likely to remain intact

In its Financial Stability Report, RBI said central bank money must remain the ultimate settlement asset, warning that stablecoins pose macrofinancial risks and can weaken capital controls

Credit growth remained strong till December 15, while deposit growth weakened further, widening the credit-deposit gap and underscoring persistent liquidity tightness in the banking system

However, the lender is not in a hurry to raise funds till the end of FY26, as it awaits $4.4 billion capital from MUFG to come in

ARCs will see their revenue mix continue to tilt towards recovery-linked income, away from primarily management fee-driven income, said Crisil