Columns

Bima Stack makes purchasing insurance simpler, speeds up claims and strengthens access to products. It gives people control over their data

M&A activity in India has largely been unaffected by geopolitical uncertainty

Digital underwriting is not just about making decisions quickly through automation: It ensures greater financial inclusion and improves risk control

Fintechs in India have a young, technologically savvy population and a well-placed digital infra. Steps taken to ensure regulatory clarity and transparency are improving investor sentiment

The success of National Urban Cooperative Finance and Development Corporation will revive public confidence in the sector and provide regulatory comfort

I reminded Meera that although Karan's parents had a large bungalow in his hometown, professional opportunities had brought them to Mumbai. Their children might behave similarly

Soft power is the ability to connect with others through culture and moral authority that can help influence their attitudes, and over a period of time their behavior to get the desired outcomes

No deal can advance without mutual trust. Enhancing trust is achievable by implementing higher governance standards, clear communication, ethical practices

Two books written by public sector bankers flag symptoms that range from seemingly small episodes to serious, reputation-ruining actions

Regulation-making has become collaborative with changes first being brought in the form of a discussion paper or a draft circular

As the Reserve Bank celebrates its 90th birthday, the concluding part of a two-column series offers a peek into the lives and works of its governors over the past three decades

Often, it's a long investigation process, but the regulator doesn't discuss this openly since that can threaten financial sector stability. There are no teasers

Rightly so. Since November 1962, there have been many attempts to monetise gold. It's finally happening, but we must look for sustainable growth

Raising deposits to keep pace with loan growth and keeping credit cost low top the agenda for banks

Both the US Fed and Bank of England have taken the tightening bias off the table. Will the RBI follow the same path?

Before selling, outline a clear, objective reinvestment strategy. Set specific triggers for buying back, such as a particular market level or a 5-10% correction

The drop in provisions is a healthy sign - 21 of 32 listed banks have less than 1% net NPAs. But their CASA and NIM are under pressure

The RBI will not take its eyes off inflation. There is no room for complacency

For financial intermediaries globally, interest rate risk seems to be higher than credit risks, of loans turning non-performing assets, at this point. Fortunately, India is a different story

The bigger picture is that the gap in corporate governance standards between state-run and private banks is widening