Union Minister Ashwini Vaishnaw announced the decision following the Cabinet meeting in Delhi. The scheme will provide free treatment up to Rs 5 lakh per year to eligible senior citizens, benefiting an estimated 4.5 crore families and approximately 6 crore individuals.
Senior citizens who qualify will be issued a new, distinct card under AB PM-JAY. Those already covered under the scheme will receive an additional top-up cover of up to Rs 5 lakh per year. Individuals aged 70 and above who are not currently covered under AB PM-JAY will be eligible for a cover of up to Rs 5 lakh per year on a family basis.
Senior citizens aged 70 and above who are already availing benefits of other public health insurance schemes, such as the Central Government Health Scheme, Ex-Servicemen Contributory Health Scheme, or Ayushman Central Armed Police Force, can choose to continue with their existing scheme or opt for AB PM-JAY. Those with private health insurance or Employees' State Insurance will also be eligible for benefits under AB PM-JAY.
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