Credit Score

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By understanding the factors that influence your credit score, leveraging available resources, and maintaining financial discipline, you can build a strong credit profile regardless of your income

Higher frequency of credit data reporting is a win-win for credit bureaus, borrowers and lenders

Each time you take a new credit card or loan or look to refinance an existing loan, the new lender checks about you

If you need a personal loan anytime soon, consider the table by Paisabazaar.com for your needs

Reserve Bank of India has mandated all banks to check customers' credit scores for loan or credit card applications.

Ensure that loans are properly closed and documents submitted to the lender returned

If you're finding it difficult to secure a personal loan or credit card, be prepared to offer some collateral

The fintech unicorn has seen a rise in its expenses. CRED's total expenses grew by 66 per cent to Rs 2,831.9 crore in FY23 from Rs 1,702.1 crore in FY22

Cross Rs 1 trillion for 11th month in a row

When you are considering canceling a card, it should be taken into account how the cancellation of your credit card will affect your credit score

While you should evaluate festive offers, criteria like ease of prepayment are also crucial

Besides discount, look for free warranty, insurance and accessories to lower purchase cost

Ukraine had its credit grade cut by S&P Global Ratings after the war-ravaged nation asked foreign creditors for permission to delay payments on its external debt after Russia's invasion

A credit score is among the first things a financial institution would check in order to sanction a loan

Believed to be a good deterrent as low score can deprive access to services

BNPL, small-ticket consumer loans are other options to build credit history

What is credit score & why is it important?

A good credit score can help you tide over financial challenges. When you take a loan or a credit card, the lender checks your credit score to know your credit history. Find out what's credit score

TMS Ep161: Palm oil, TV Narendran, contact-sensitive sector, credit score

Should India worry over Indonesian palm oil export ban? Why is TV Narendran confident about economic growth? What can thwart contact-sensitive sectors' recovery? What is credit score? All answers here

Loans can be issued to you both legally and fraudulently. So if there's a suspicious entry in your credit report, get to the bottom of the matter immediately