Credit Scores

Paying loan instalments on time is crucial for maintaining a healthy credit profile, reducing the chance of loan rejection

Engage a property lawyer to carry out title and other checks for smooth approval

While more than 25% of salaried borrowers have an excellent credit score of 770 and above, only 14% of self-employed consumers have such strong credit score profiles

'HDFC Bank has a very ambitious DNA; we expect this to translate into a higher appetite for market share'

Select companies that offer easier terms for repayment of the loan

Start by reviewing your credit report and identifying the late payment entry. Understand the impact it has had on your credit score and how it may affect your overall creditworthiness.

TMSEp319: Parliament's winter session, IIT placement, markets, credit score

What does Parliament's winter session mean for you? Why are stock market players recruiting IIT graduates? Are the markets fully pricing in recession fears? What is credit score? All answers here

What is credit score? Why is it important?

A credit card can come in handy for small purchases on credit. And if you are carrying one, it is crucial that you have a good credit score. But, what exactly is the concept of credit score?

Zenskar's flexible billing platform enables SaaS firms to handle usage-based pricing, subscriptions, nuanced discounts, credits, custom currencies, prepaid, post-paid, and ramp deals

Latest Reserve Bank of India data showed that in 2021-22, frauds to the tune of Rs 60,414 crore were reported, down 56.28 per cent from Rs 1.38 trillion in 2020-21

Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest; set spending limits where necessary

Loan restructuring and moratorium increase interest outgo

Defaulting on card dues could restrict access to credit in future

Company backed by Sequoia Capital helps credit card users earn rewards for paying their bills

The FM told the top bank executives to listen to the concerns of branch-level staff

Your credit score and the company you work for also have an effect

The number of millennials opting for a new loan grew 58 per cent as against a 14 per cent growth in the non-millennial segment

According to the survey, only 11% of the polled people have ever obtained their credit reports from any credit bureau