Diversified Equity Funds

Exposure to too many of these funds can make it difficult to control asset allocation or have a unified strategy

Avoid trying to time entry and exit from funds; hold for at least one complete cycle

When stock markets correct, investors exit -- thinking he or she would re-enter when it is all over. This is called 'market timing'. This is not recommended, as no one can pull it off consistently

By allocating to equities, debt, and gold, you can earn positive real returns over long term

One possible reason may be the Nifty/Sensex are not constructed in a way that gives a truly representative picture of market movements

Are investors being sold a lemon when financial planners insist that they stay invested in equities for the long term?