Fixed Deposit Rates

Small finance banks lead returns, while PSU and private banks offer steadier FD yields across tenures

Small finance banks offer the highest interest rates, while private- and public-sector Banks offer generally lower peak rates

Senior citizens earn the highest FD returns from small finance banks, with rates up to 8.15%, while new TDS limits apply from Budget 2025

FD Rates in October: The RBI's latest monetary policy minutes suggest a possible rate cut ahead, prompting experts to advise fixed deposit investors to lock in current rates before banks lower returns

Ladder investments across tenures to manage reinvestment risk, maintain liquidity, and balance returns amid falling interest rates and limited fixed-income options

Opening deposits with multiple financial institutions is a safe investment option

Small finance bank says its terms are among the most attractive in banking

A ₹10 lakh FD in Punjab National Bank shows how your returns can change depending on whether you pick monthly, quarterly or cumulative interest, and how tax rules apply

Senior citizens, who are often overlooked in financial planning by families due to their unfamiliarity with new strategies, still get the best rates for fixed deposits

Best FD rates in August: Top banks, small finance banks and NBFCs now offer up to 8.50% on fixed deposits as RBI holds repo rate steady at 5.5%

Fixed deposits are a safe bet for risk-averse investors and are unlikely to change terms soon

Most banks have already cut their FD rates in response to previous repo rate cuts.

slice Bank offers highest FD rate at 8.5 per cent, followed by Suryoday and Jana. Small finance banks outpace private lenders in 2025 fixed deposit returns

Check a lender's financial strength and your liquidity needs when you select offer

Shriram Finance Ltd, the flagship company of the diversified conglomerate Shriram Group would revise its interest rates on fixed deposits with effect from June 26, the company said on Wednesday. As per the revised structure, senior citizens (aged 60 years and above at the time of deposit or renewal) would be eligible for an additional interest of 0.50 per cent per annum while women depositors would receive an additional 0.05 per cent per annum on fixed deposits. For deposits of 12 months, the existing rate of 7.35 per cent would be revised to 7.65 per cent while for deposits made through digital mode for a period of 15 months would be revised to 7.90 per cent from the current 7.50 per cent, Shriram Finance said in a company statement on Wednesday. For 18 months, the interest rates would be revised to 7.80 per cent (current 7.40 per cent), 24 months 7.90 per cent from the existing 7.50 per cent. Interest rates would be revised to 8.40 per cent on deposits with a tenure of 36, 50 and

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them not to DICGC's fine print but to hybrid funds

PNB Housing Finance, ICICI Home Finance and Bajaj Home Finance among firms to announce updated terms

HDFC Bank, Axis, Kotak, Canara & Indian Bank update terms after RBI cuts repo rate, check the revised FD rates by these banks here.

HDFC Bank and ICICI Bank lower fixed deposit and savings account interest rates following the RBI's 50 basis point repo rate cut amid slow policy transmission

PNB and Canara Bank have updated their fixed deposit rates, offering new opportunities for both general customers and senior citizens