Fixed Deposits

AU Small Finance Bank cuts FD rates, offers 8.5% to senior citizens

The interest rate for senior citizens has been reduced from 8.6% to 8.5%, while the rate for general citizens has been lowered from 8.1% to 8%

Updated On: 11 Mar 2025 | 1:37 PM IST

6 Small Finance Banks offer FD rates of of 8.5% and above for seniors

Equitas stands out with 8.60% for 1-year Fixed Deposits and 8.50% for 3-year deposits.

Updated On: 06 Mar 2025 | 9:32 AM IST

100% FDI in Insurance: Foreign insurers may face distribution challenges

The opening up of the insurance industry to 100 per cent FDI comes at a time when the insurance regulator has been advocating "Insurance for All" by 2047

Updated On: 03 Feb 2025 | 11:55 PM IST

BAF: A refuge from volatility for new and risk-averse investors

BAFs provide an asset allocation tool for investors that are relatively hassle-free and help investors deal with market gyrations better through relatively emotionless investing

Updated On: 31 Jan 2025 | 12:42 AM IST

Corporate FDs offer higher returns than banks: Know the risks first

One of the key advantages is the higher interest rates that corporate FDs give compared to traditional bank FDs

Updated On: 30 Jan 2025 | 4:39 PM IST

Worried about equities? Fixed deposits offer safety for jittery investors

If you too have been spooked by the recent behaviour of the stock market, may be it's time to consider that old favourite of savings-minded persons - the fixed deposit

Updated On: 30 Jan 2025 | 3:43 PM IST

Get 8.6 % interest rate on 18-month FD from AU small finance bank

The bank now provides a maximum interest rate of 8.10% on fixed deposits for general citizens and 8.60% for senior citizens

Updated On: 20 Jan 2025 | 5:34 PM IST

11 banks in India currently offer 8% and above interest on FDs: Full list

Among the highest fixed deposit rates available in India right now, small finance banks dominate the scene.

Updated On: 17 Jan 2025 | 9:51 AM IST

Tata Digital enters retail investment with fixed deposits marketplace

Tata Digital on Tuesday announced its foray into the retail investment space with the launch of its fixed deposits marketplace on the superapp Tata Neu. Customers can invest in fixed deposits through the marketplace with leading financial institutions at interest rates of up to 9.1 per cent without the need for a savings bank account, the company said in a statement. "With our fixed deposit marketplace, we aim to democratise access to high-yield, fixed-return instruments from multiple trusted providers. "This simple and secure platform is designed to offer competitive interest rates, empowering both seasoned investors and newcomers to grow their wealth confidently and effortlessly," Tata Digital Chief Business Officer, Financial Services, Gaurav Hazrati said. The company said customers invest as little as Rs 1,000. With bank investments insured up to Rs 5 lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), they get safety and complete peace of mind. Customers c

Updated On: 07 Jan 2025 | 6:12 PM IST

Fixed income outlook 2025: Lock into peak rates as cuts are likely

The much-anticipated interest rate cut cycle may be delayed, but experts believe the Reserve Bank of India (RBI) will reduce rates in 2025

Updated On: 03 Jan 2025 | 12:27 AM IST

New interest rates and tenures: IDBI Bank revamps Fixed Deposit offerings

IDBI Bank has revised its fixed deposit interest rates along with introduction of a new tenure with higher interest rate and extended the deadline to invest in previous special deposits

Updated On: 30 Dec 2024 | 11:47 AM IST

Fintechs go retro: Companies bet on fixed deposits to boost topline

Companies offer up to 9.5% interest rate per annum on fixed deposits

Updated On: 09 Dec 2024 | 12:16 AM IST

What are the best Fixed Deposit rates for you ahead of tax season

Check out the various FD rates available from different banks

Updated On: 05 Dec 2024 | 5:34 PM IST

Align tax-saving investments with financial goals and asset allocation

Making a start now will give you time to choose instruments prudently and avoid mis-selling

Updated On: 01 Dec 2024 | 9:24 PM IST

Bajaj Finance's FD book grows 21% to Rs 66,131 cr as on September end

Bajaj Finance Ltd (BFL), part of Bajaj Finserv Ltd, has reported a growth of 21 per cent in its Fixed Deposit (FD) book to Rs 66,131 crore as on September 30, 2024, a senior company official has said. The company's total customer franchise stood at 92.09 million as of September 30, 2024 and net users on its App platform stood at 61.67 million. "The Bajaj Group's century-old legacy of trust resonates across generations of Indian families. Bajaj Finserv is founded on the business philosophy of the Bajaj Group, which has encouraged people across demographics to choose its FDs," Sachin Sikka, Executive Vice President Deposits, Investments, Rewards and EMI Cards, Bajaj Finance, said. Senior citizens can avail FD rates of up to 8.85 per cent and non-senior citizens can take benefit of rates of up to 8.65 per cent, by booking digitally in the 42 months tenure, Sikka said. Bajaj Finance has seen deposits growing in Punjab and Haryana, where senior citizens constitute nearly two-thirds of i

Updated On: 18 Nov 2024 | 5:33 PM IST

Equity returns outclass gold, FD, property in the long term: Morgan Stanley

Indian households, Desai wrote, are still under-invested in equities. At cost, only 3 per cent of the household balance sheet is in equities, excluding equity holdings of founders.

Updated On: 13 Nov 2024 | 10:03 AM IST

IDFC First raises fixed deposit rates, offers up to 8.25% on schemes

Senior citizens are given an added advantage and can earn 0.50% more as interest

Updated On: 18 Oct 2024 | 1:04 PM IST

Company fixed deposit rates' terms, tenure explained in one table

Comprehensive insights on ratings and returns offered by various players over different horizons

Updated On: 17 Oct 2024 | 12:53 PM IST

RBI policy: Lock in FDs now as interest rates expected to decline soon

Currently, investors can benefit from elevated FD rates, which provide a safe haven for their savings amidst uncertain economic conditions.

Updated On: 09 Oct 2024 | 11:04 AM IST

Axis Bank announces new fixed deposit interest rates of up to 7.75%

Lender is offering 7.75% interest rate, some of the country's leading banks are offering competitive interest rates to attract FD investors

Updated On: 10 Sep 2024 | 4:06 PM IST