Gold Fund

Spot gold was little changed at $2,568.37 per ounce as of 1215 GMT. Prices have fallen more than 4% so far this week

The cautious stance of the US Federal Reserve on its monetary policy is somewhat positive for the metal; thus, inflation hedge buying theme dominates

Book partial profits in equities and move into debt and gold, even if returns from these asset classes are poor currently

Premature withdrawal results in taxation of capital gain, while corpus received at maturity is tax-free

These could offer good returns in the short term but are too volatile for small investors