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Quant funds adopt a systematic, rules-based approach to stock selection and portfolio management. They don't rely on fund managers to make investment decisions

Over the past year, consumption funds yielded returns of 28.6 per cent, lower than PSU (46.4 per cent), pharma (42 per cent), infrastructure (39.1 per cent), and technology (37.8 per cent)

Improvement in US GDP figures, easing of tensions in the Middle East, and stable or rising interest rates in the US are other factors that could hurt gold prices

Business cycle funds aim to optimise returns by aligning their portfolios with different phases of the economic cycle

Fraudsters also place fake QR codes over legitimate ones-on parking meters, donation boxes, etc. When users scan them, the payment goes to fraudsters' accounts

LDFs carry significant interest rate risks. Rapid rate increases could result in MTM losses

Echoing her views, Debasish Panda, chairman of the Insurance Regulatory and Development Authority of India (IRDAI), also underscored growing concerns regarding banks mis-selling insurance products

Sector and thematic funds allocate at least 80% of their portfolios to stocks within a specific sector or theme

These funds invest in money market instruments maturing in less than 91 days, including treasury bills, commercial papers issued by corporates, and certificates of deposits issued by banks

These plans generally mature when the child reaches 18 to 25 years. Thus, their payouts are aligned to milestones like higher education and marriage

Arbitrage funds capitalise on price differences between the spot and futures markets

Rental income from a foreign property is taxed under the head "Income from House Property". This income must be declared in the Foreign Source Income schedule of the ITR

Portfolio construction begins with asset allocation, which depends on risk appetite and investment horizon

Investors often latch on to an asset class after it has moved up considerably. Even if they are not reactive in their portfolio allocation, it is not an easy strategy to implement

Some base policies have restrictions, such as co-payment or room rent sub-limit. A rider can overcome these restrictions

Some dynamic bond funds could take on higher credit risk to boost returns as there is no regulatory curb on them in this regard

Foreign institutional investor outflows from India in October exceeded Rs 1 lakh crore, a level not seen even during Covid.

Altogether, 26 funds focused on pharma and healthcare collectively manage Rs 30,306 crore. Some of them offer exposure to global pharma stocks

A weaker US dollar and lower Treasury yields have enhanced the appeal of precious metals

MNC funds invest in companies where foreign promoters have more than 50% shareholding