It is a truth generally known in India that success comes to most Indians not because of the state, but despite the state. Most Indians simply cannot rely on their governments — local, state or Union — to lift them or at least push them some of the way towards the fulfilment of their aspirations or even many basic needs. At best, the Indian state offers indifference and at worst, existential pain to most of its citizens. These hapless folks, trapped in the jaws of government “process” or bad decisions, look forward with anxiety or outrage to loss of cash