How Aditya Puri built HDFC bank from scratch over a 25-year journey

Puri is confident the best is yet to come for the bank and execution of a laid out strategy will take the bank places

Aditya Puri shared HDFC Bank's secret sauce last year, offering reasons why the largest private sector lender has successfully ducked any impact from the volley of frauds that hit India Inc in the last decade and spared none of its peers.

The mantra was simple, but hard to implement in an economy still criticised for its cronyism: friendship and banking are not correlated, and good friends representing bad business risk get nothing more than a coffee.

The remarks, made in the context of how he avoided lending to fugitive offenders Vijay Mallya and Nirav Modi, speak volumes about how the