Repayments not an issue, things are back to normal: Karur Vysya Bank CEO

In a Q&A, B Ramesh Babu dwells on the recovery from Covid, implementation of government schemes and the roadmap for the future

While heavy rains have created havoc in Tamil Nadu, B Ramesh Babu, Managing Director and chief executive officer of Karur Vysya Bank (KVB) believes that floods will have no major impact on the banking sector. In an exclusive interview with Shine Jacob, Babu talks about the recovery from Covid, implementation of government schemes and future roadmap. Edited Excerpts:

1. How do you see the impact of the current disruptions caused by heavy rains on your business, especially agriculture and small enterprises?

Our crop loan exposure in severely affected districts such as Chennai, Tiruvallur, Chengalpet, and Kanchipuram is less than 5