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This former Flipkart CTO brings financial inclusion to rural Indians

Davinta, an NBFC launched by Ravi Garikipati and Raj Vattikuti, uses AI to provide banking services to the un-banked

Ravi Garikipati (left) and Raj Vattikuti, co-founders of Davinta Financial Services
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Ravi Garikipati (left) and Raj Vattikuti, co-founders of Davinta Financial Services

Peerzada Abrar Bengaluru
What do you do when the company in which you spearhead building technology at scale gets acquired for $16 billion and you end up making a blockbuster exit via an employee stock ownership plan? Instead of becoming an investor, advisor or simply hanging up his boots, Ravi Garikipati, former chief technology officer at e-commerce giant Flipkart, decided to risk becoming an entrepreneur himself. The cause that motivated him to take this plunge was to solve the issue of financial inclusion at the grass-root level. 

Davinta Financial Services, a non-banking financial company (NBFC) that Garikipati launched along with Raj Vattikuti, a

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