How did fugitive jeweller Nirav Modi pull off what he is accused of — the country’s biggest banking fraud at Punjab National Bank, worth over Rs 14,000 crore — without an army of trusted lieutenants while keeping his moves under wraps? After all, he employed over 2,200 people and it’s a matter of conjecture as to why someone didn’t blow the whistle earlier. It turns out that while his family council was involved, he also — according to a report submitted to a US Bankruptcy Court by an appointed examiner — had a highly organised core management team. The common